Specialty Workers' Compensation

With rapidly changing issues such as increased litigation and escalating medical costs, managing workers compensation requires a specialized and focused approach.  Since 1963 BHHC's workers compensation specialty division, led by Cypress Insurance Company, meets these demands.

Our field underwriters are workers compensation specialists who know and understand their local markets and dedicate themselves to meeting the needs of our agents and insureds.  Click here to view our region specific appetites.

Although workers compensation policies may look the same on the surface, the differences between carriers become apparent after the policy is issued and customers demand service.  We deliver the service insureds expect and utilize aggressive cost control measures to lower their costs.

For California customers, please click here to visit the Berkshire Hathaway Homestate Companies California Workers' Compensation Division website and learn more about the innovative products offered by Oak River Insurance Company and Cypress Insurance Company.

Claims
	•	Experienced claims staff specialized in handling workers compensation claims
	•	Aggressive claims investigations
	•	Prompt and effective communication with the insured
	•	Lower claim load per specialist
	•	Early return to work programs
	•	Toll free telephone and online claims reporting available 24 hours a day, 7 days per week

Fraudulent Claims Unit
	•	Investigates and aggressively defends fraudulent claims on behalf of the insured
	•	Works in conjunction with the local District Attorney's offices and Department of Insurance to obtain convictions
	•	Offers $1,000 rewards for information leading to a criminal fraud conviction
	•	Toll free hotline 1-800-300-JAIL to report fraudulent claims

Managed Care
	•	Injured workers are steered to efficient and cost effective medical providers who specialize in workers compensation injuries
	•	Proactive case management including peer review physicians and nurse case manager involvement in utilization review to ensure appropriate treatment and faster return to work
	•	Medical bill review to reduce overcharging and miscoding by medical providers
	•	Alliance with PPOs to reduce expenses below state mandated fee schedules

California Managed Care Services
	•	Online Claim Reporting - California Only
	•	BHHC-Medical Provider Network (MPN) Anthem Blue Cross/Kaiser On The Job
		• Anthem Blue Cross / Kaiser On The Job
	•	Contact MPN Coordinator

To contact your local underwriting manager, click on the Directory link and select your state.

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