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Specialty Auto

BHHC developed a versatile monoline commercial auto product designed to help high hazard businesses avoid the surplus lines market while still offering agents a competitive program for standard risks.

The marketplace for commercial auto is volatile. Yet with our A++ A.M Best rating, BHHC maintains its position as a reliable competitor through its unpredictable swings. Whether a business has one vehicle or a large fleet, we review each account directly with our agents to select coverages that best meet the needs of the operation.

Our target classes include:

Agricultural Trucking
Airport Shuttles
Auto Repair/Recycling (select states)
Contractors Fleets
Couriers
Day Care Vans
Dump Trucks
Excavators
General Commodity Trucking
Landscaping Services Limousines
Nursing Homes and Assisted Living Facilities
Ready-Mix
School Buses
Tow Trucks
Used Car Dealers (select states)
Utility Contractors
Warehousing and Distribution
And More...

General Guidelines & Eligibility

Trucking

Agriculture, Dump Trucks, General Commodity, Tow Trucks
Generally up to a 300 mile radius
Experienced drivers over 24 years old
State and federal filings provided at no charge
Cargo available for most classes

Public Livery

Airport Shuttles, Day Care Vans, Limousines, Nursing Home & Assisted Living Facilities, School Buses
Generally up to a 300 mile radius
Experienced drivers over 24 years old
State and federal filings provided at no charge

Contractors

Contractor Fleets, Excavators, Landscaping Services, Ready Mix Operations, Utility Contractors
Generally up to a 300 mile radius
Experienced drivers over 24 years old

Garage

Used Car Dealers, Auto Repair, Auto Recyclers (selected states)
Open lots up to $500,000
Scheduled autos including tow trucks
Property, General Liability, Inland Marine, and Crime coverage available

And More...
Our specialty auto division has written mono-line auto risks from Accounting firms to Zoos. While we may not specifically 'target' your business type, it does not mean we have never seen it before. We have more than 300 business categories where we currently fit our policyholders. Chances are we have seen a business type like yours and know how to underwrite it. Give us a chance to learn about your business – we are ready to listen to what you need.

Ask your independent agent if BHHC is the right business partner for you, or click our "locate an agent" page to find one near you.

If you are an independent agent and would like to explore an appointment possibility with BHHC, please click here.