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Berkshire Hathaway Homestate Companies

Monoline Property and Property Driven Risks

BHHC offers coverage for moderate to high hazard property intensive risks. By writing both monoline policies and packages, BHHC provides an alternative solution for risks typically placed in surplus markets.

Monoline Property
Many property risks find their way into the excess and surplus market due to non-property reasons. BHHC underwrites these property driven risks and competes with standard carriers on traditionally low hazard accounts.

Habitational/Rental Dwellings
BHHC offers monoline as well as package solutions to your habitation risks. With an appetite that spans from one rental home to small apartment buildings up to 20 units, we offer a convenient alternative to surplus markets.

Nursing Home/Assisted Living Facilities
Writing automobile, monoline property and workers compensation, BHHC offers creative solutions and loss control support for adult care facilities.

Woodworking and Lumberyards
BHHC provides all coverage lines for cabinet, furniture, and pallet manufacturers as well as lumberyards and building material dealers. As with most of our property driven risks, we can also offer monoline coverages or package the property, general liability, auto, inland marine, and workers compensation.

Vacant Buildings
That's right – BHHC is an A ++ solution for vacant buildings. Whether the risk is a commercial building, vacant dwelling, or newly constructed home not yet sold, BHHC offers both package or monoline property coverage.

Lessors Risk Property
In situations where standard BOP companies won't write a tough lessors risk account, BHHC solves the problem by accepting tenants such as restaurants, manufacturers, day care facilities, and more.

If you're an existing agent, contact us to see how we can help you.

If you're an independent agent interested in an appointment, click here to learn more about partnering with BHHC.

If you're an insurance customer and want to locate an agent who can help you partner with BHHC, click here.