Commercial Package Risks

BHHC offers coverage for moderate hazard Package risks providing an alternative solution for accounts typically placed in surplus markets.

Agriculture
BHHC writes automobile, inland marine, property and general liability coverage on a variety of agriculture risks including grain storage and elevators, feedlots, and hog confinements.

Banks and Financial Institutions
Packaging all lines, this program is designed for banks with up to $250 million in assets. We offer extended property coverage including options for foreclosed and repossessed property as well as mortgage holders errors and omissions coverage.

Bowling Alleys
Our broad coverage includes liquor liability in most states. Workers compensation is also available.

Clubs
The focus of this program is non-profit clubs such as VFW, Eagle, and American Legions as well as country and golf clubs. Our unique Gold Course Endorsement includes extended coverage for fairways, greens as well as irrigation systems.

Convenience Stores
BHHC writes small grocery stores and gas stations. Our convenience store endorsement broadens coverage to include canopies, awnings, and gas contamination. Workers compensation coverage is available for non-24 hour operations.

Motels and Motor Lodges
BHHC provides all line coverage for motels and motor lodges including workers compensation. For motels meeting specific criteria, our motel endorsement includes actual loss sustained business income coverage.

Restaurants
Writing the range of breakfast cafés to fine dining establishments, BHHC writes metro area and seasonal tourist operations. Our restaurant extension endorsement provides coverage extensions specifically designed for restaurant owners, including actual loss sustained business income.

Other Unique Opportunities
Berkshire Hathaway Homestate Companies' unique opportunities business segment writes many types of business that do not fall into other carriers' normal appetites. We offer creative solutions to help our agencies and insureds avoid surplus lines markets.

If you're an existing agent, contact us to see how we can help you.

If you're an independent agent interested in an appointment, click here to learn more about partnering with BHHC.

If you're an insurance customer and want to locate an agent who can help you partner with BHHC, click here.