Managing workers compensation requires a specialized and
focused approach to difficult and rapidly changing issues such as increased
litigation and escalating medical costs.
BHHC's Workers
Compensation Specialty Division, led by Cypress Insurance Company, a respected
provider of workers compensation coverage since 1963, was developed to meet
these demands.
In today’s volatile insurance market you can count on BHHC
for unparalleled financial strength and the highest quality of customer
service.
Our field underwriters are workers compensation specialists
who know and understand the local markets and are dedicated to meeting the
needs of our agents. We are licensed to write workers
compensation in several states to accommodate incidental exposures.
Although Workers Compensation policies may look the same on
the surface, the differences between carriers are apparent after the policy is
issued and customers demand service. We
deliver superior service and utilize aggressive cost control measures. Here is what makes us different:
Claims
- Experienced claims staff specialized in handling workers compensation claims
- Aggressive claims investigations
- Prompt and effective communication with the insured
- Lower claim load per specialist
- Early return to work programs
- Toll free telephonic claims reporting available 24 hours a day, 7 days per week in addition to on-line reporting
FraudulentClaims Unit
- Investigates and aggressively defends fraudulent claims on behalf of the insured
- Works in conjunction with the local District Attorney’s offices and Department of Insurance to obtain convictions
- Offers $1,000 rewards for information leading to a criminal fraud conviction
- Toll free hotline 1-800-300-JAIL to report fraudulent claims
Managed Care
- BHHC-Medical Provider Network (MPN) California clients
- Injured workers are steered to efficient and cost effective medical providers who specialize in workers compensation injuries.
- Proactive case management including peer review
physicians and nurse case manager involvement in utilization review to ensure
appropriate treatment and faster return to work.
- Medical bill review to reduce overcharging and miscoding by medical providers
- Alliance with PPOs to reduce expenses below state mandated fee schedules
Safety/Loss Control
- Injury prevention programs
- Aggressive, responsive loss control
- Vast educational resource center with video tapes in Spanish and English
To contact your local underwriting manager, click on the
Directory
link and select your state.
